Management Team

John J. Chang, MCFI Chairman and Chief Executive Officer

Mr. John J. Chang is the founder and Chief Executive Officer of MCFI and has served in this capacity since its founding in 2008.  Most notably, in his capacity as CEO, Mr. Chang successfully closed $100 Million dollars in EB-5 financing for the Maryland Live! Casino located in Anne Arundel County, Maryland. 

Mr. Chang is the founder and CEO of Caljex Capital, LLC, which is a private equity firm managing financing and investment in the commercial real estate, hospitality and gaming business sectors .  Mr. Chang also previously served as the Chairman and CEO of Empire National Mortgage and Investment, Inc. which underwrites and provides residential and commercial loan services.  In 2009, he received a Citation of Service from the Governor of Maryland, Martin O’Malley, for his economic development services and achievements within the State.  Mr. Chang has also been a vital part of the Korean community since the 1970’s. He founded and served as the President of the Korean Society of Maryland and the Korean Businessmen’s Association of Maryland. Among other achievements, Mr. Chang served on the Mayor’s Advisory Council of the Korean American Society for Employment and Economic Development in the City of Baltimore from 1986-1988 and was the former President of the Korean American Citizens Association of Maryland. Mr. Chang was the Senior Vice President and Secretary General for the Federation of Korean Association in U.S.A., which represents 2.5 million Korean Americans in the United States and served for six years as an advisor to the President of the Republic of Korea for the National Unification Advisory Council. Mr. Chang served as Chairman of the Board of Sejong Scholarship Foundation, USA and has a BS degree in Economics from Youngnam University.


Lawrence Chang, MCFI President and Principal

Lawrence Chang is the co-founder of and president of MCFI and has served in this capacity since its founding in 2008. Mr. Chang successfully contributed to close $100 million dollars in EB-5 financing for Maryland Live! Casino and was responsible for MCFI’s EB-5 Project Development and Fund Management while promoting Foreign Direct Investment (FDI) to the State of Maryland.  Most recently, he served as the President of the Korean Society of Maryland (KSM) representing over 80,000 Koreans in the State of Maryland.  Mr. Chang served as the Executive Managing Director for Maryland Center in Korea (MCK) as well.  MCK is a foreign trade office located in Seoul, Korea; it represents the State of Maryland Department of Business & Economic Development (DBED) and aims to stimulate economic growth and jobs for both South Korea and Maryland.

Mr. Chang seeks and continues to promote economic growth in the State of Maryland.  Mr. Chang has a BA degree from the University of Maryland at College Park.


Caroline Chang, MCFI Executive Vice President and Principal

Caroline Chang is responsible for global marketing and foreign agency relations for MCFI. Ms. Chang has over 10 years of investment experience. She was a consultant relations manager in business development for a hedge fund of funds. She obtained the majority of her investment experience at global investment management firm T. Rowe Price, where she was a consultant relations manager of their Global Investment Services division, the organization responsible for the firm’s institutional business worldwide. She was responsible for marketing investment strategies and services to institutions and their investment consultants. Her prior experience at the firm included a variety of roles in institutional marketing and equity research. Ms. Chang earned a bachelor’s degree in economics with a minor in Japanese from Tufts University.