Investment Process

The EB-5 Immigrant Investor Program allocates a maximum of approximately 10,000 visas per year for foreign investors who are seeking permanent residency (Green Cards) in the United States. It requires investors to make an investment of at least $800,000 or more into a project and create a minimum of ten full-time jobs for the US economy. After maintaining a Green Card for five years, the investor and dependent family members are eligible to apply for US Citizenship.

Investment Amounts and TEAs 

EB-5 visa applicants are required to either invest  $800,000 or $1,050,000 into an EB-5 project. If the project is located within a Targeted Employment Area (TEA), the required investment amount will be $800,000.  If the project is located within a Non-Targeted Employment Area (Non-TEA), the required investment threshold is increased to $1,050,000.  TEA designations apply to areas of high unemployment or rural locations. To qualify for the high unemployment TEA, the project must be in a census tract – or any “contiguous” census tracts that “touch” the project’s tract – where the average unemployment rate for the tracts is 150% of the national average. Rural TEAs are any areas outside a Metropolitan Statistical Area that has a population of fewer than 20,000 inhabitants. The Department of Homeland Security is the sole authority to designate TEAs.


One of the most important decisions you will make in considering the EB-5 Immigrant Investor program is to select the right EB-5 center for your investment objective. There are over 600 EB-5 Regional Centers in the United States today. Therefore, it is imperative that you carefully select the right regional center for you. Things to consider:

    • Is the project you are considering pre-approved by USCIS? MCFI follows the stringent USCIS guidelines for project pre-approval.
    • What is the likelihood of the project succeeding? In the United States’ current economic climate, the real estate market is experiencing tough conditions. Therefore, typical real estate projects have a higher likelihood of failing. At MCFI, we perform a very thorough due diligence on the project to not only examine the project scope and forecast, but also to assess the likelihood of default. We closely examine the capital structure of our investment projects to survive the worst-case scenarios. Capital preservation is the utmost concern for our investors.
    • Who else is invested in the project? As mentioned before, capital structure is important. We seek projects that are in partnership with state and local government-sponsored debt instruments to help ensure the safety of our projects. When the government is involved, the chance of liquidity increases tremendously.
    • What kind of experience does the EB-5 center management really have? MCFI’s management team is not merely assembled with former real estate developers or attorneys managing investors’ funds for the first time. Each member of our management team has over 15 years of private equity or asset management experience. We understand the high stakes of your investments.


In order to preserve the integrity of our practices, not only do we conduct a complete due diligence on our projects, but we also ensure that you are qualified to participate in this program. Once you have completed your due diligence on the other EB-5 options and decide to work with us, we have a defined process for you.

We would be delighted to send you our Investor’s Packet and Suitability Questionnaire, along with a complete Private Placement Memorandum and Subscription Agreement for each of our projects. Please click here to contact us.